Agriculture
Farmers and producers today face huge challenges to protect their crops and assets. Unpredictable weather patterns, climate change and natural disaster are just a few of the risks .
We insure farmers across a broad spectrum of agriculture risks.
Our agricultural insurance products include:
-
Vehicle Insurance
- Comprehensive cover
- Third party, fire and theft
- Third party only
-
Comprehensive Cover Includes:
- Motor vehicle repairs up to R5 000 without prior consent
- Medical expenses, following a motor vehicle accident up to R5 000 per occupant
- Contingent liability
- Unauthorized passengers liability cover automatically included up to R2.5 million
- Replacement of new vehicles
- Emergency accommodation up to R 5 000
- Free excess waiver for individuals over the age of 55
- Damage to agricultural tractors
-
Additional cover (available at a small additional premium)
- Vehicles hire if your vehicle is unusable due to loss of damage
- Motor accident death benefit for employees up to R60 000 per occupant
-
Liability Cover
- Liability as a result of your animals
- Liability as a result of a fire spreading from your farm
- Cover is also available for:
- Hunters liability
- Warehousemen’s liability
- Employment practices liability
- Liability as a result of a product you provided
- Liability as a result of a dam wall breaking of overflowing
-
Property Insurance
- Fire
- Money
- Losses due to business being interrupted by events
- Burglary
- All risk insurance
- Accidental damage to glass
- Damage to or loss of electronic equipment
- Machinery breakdown
- Accidental damage to property
- Loss of damage to your private dwelling and the contents thereof
-
Other Sections
- Cover for goods being transported
- Accidental damage cover for pivot irrigation systems
- Guesthouse insurance
- Watercraft insurance
- Cover for your veld being destroyed by fire
- Extended cover for your 4×4
- Cover for death of your livestock
-
Additional Cover
- Employees stealing your property
- Death or disability of yourself or your farm workers