Overview
Insurance for small emerging businesses
We have developed a product (AssetSure) that cuts through the complexity and gives you reliable insurance at a premium that your business can afford. Backed by Santam, we provide insurance solutions for your small business against unforeseen risks. We understand your business and are ready to give you the cover you need. VUM AssetSure caters for a range of emerging businesses, from car washes to funeral parlours, hair salons and spaza shops. Included in the cover is a full range of benefits, such as vehicles, buildings, stock and equipment, money, public liability, theft, etc.
Our cover options include:
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- Motor – insuring your business vehicles against theft or damage.
- Buildings, Contents and Stock – cover in case of fire, theft or acts of nature at your place of business.
- Cover in case of fire, theft or acts of nature at your place of business.
- Electronic Equipment and Machinery – cover for those important items your business can’t do without.
- Cover for those important items your business can’t do without.
- Money – cover for your cash while on your premises or in transit to the bank.
- Cover for your cash while on your premises or in transit to the bank.
- Business All Risks – for those valuables that accompany you like cell phones, tablets and tools.
- Goods in Transit – we’ll cover your stock while it’s being transported. We’ll cover your stock while it’s being transported.
- Public Liability- protect yourself against legal action with the right kind of liability cover. Protect yourself against legal action with the right kind of liability cover.
- Business Interruption – what happens to your business while you recover from a fire? This section covers you for your lost profits and fixed expenses whilst you get up and running again What happens to your business while you recover from a fire? This section covers you for your lost profits and fixed expenses whilst you get up and running again.
- Employee Dishonesty – cover in case your employees steal or defraud you.
- Personal Accident – to compensate you and your employees for accidental death and disability. To compensate you and your employees for accidental death and disability.Roadside Assistance – automatically included with comprehensive insurance for passenger vehicles and LDV’s. Automatically included with comprehensive insurance for passenger vehicles and LDV’s.
- SASRIA – cover for losses arising during riots and strikes – automatically included in the relevant section.